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Home owners are more financial secure

So what is the next step to secure financial independence? Once I tell you I am sure that you will say “I knew that” because it has been all over the medias for years now. The funny thing is that this “rule” has applied for hundreds and hundreds (if not thousands) of years.

Drum roll please….

OWN THY OWN HOME

Now why is this important? Well for several reasons but first of all it is security. Knowing that you have something that is your own. Not rented and not borrowed. This in itself will leave you feeling good about yourself and have you know that your family is well protected with a roof over their heads.

Secondly you have the financial benefits of owning a home. All through time (with a few bumps along the way) property has been one of the best investments that you could ever make. The principal value has been secure and the prices have just gone up and up and up…

Third thing is that studies show that homeowners have far more savings than renters. This reason for this can be debated but if it you look at it this way: “If I own a home I will become richer” then what is stopping you? Most of the times a renter pays far more than the monthly payments of a mortgage on a home so mostly it are not a matter of money. If it is then I urge you to go get a second job for a while. It will be worth it!

Recip. links.

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Safe investments

The fourth cure is about investing safe. It has become very common to invest with medium or high risk profiles to try to maximize your gain within a short period of time. Unfortunately the higher possible return is - the higher is the risk of losing it all. The #4 cure tells you how to safely invest and because of the accumulated affect you will still become a wealthy individual.
These are the exact words of the fourth cure:

“Guard thy treasure from loss by investing only where thy principal is safe, where it may be reclaimed if desirable, and where thou will not fail to collect a fair rental. Consult with wise men. Secure the advice of those experienced in the profitable handling of gold. Let their wisdom protect thy treasure from unsafe investments”

So not only should you play it safe but the best thing to do would also be to consult with wise people if you are not wise yourself in the ways of safe investing.This was the fourth of the seven cures and if followed to the letter will secure your financial freedom when you are ready to retire.

Recip. linking:

Refinance Mortgage & Credit Card - Lendgo
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Investing Money Well - Means Retiring Well
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La consulenza finanziaria indipendente on line
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Looking for home loans in Seattle ? Check out our website to learn more about home loans procedures and types in Seattle, Bellevue, Redmond and Western Washington.

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Current tips and offers . Free credit report. Online credit card application for personal or business use.

miamimortgagehome.com
Learn how to get simple financing to buy your dream home or refinance your existing one. Discover how a little guidance from a certified mortgage broker can make the home buying process go smoothly. Choose from hundreds of lenders. Bad credit OK.

Compound Interests - Cure #3

Today I would like to share the third cure to a lean purse with you and this is actually one of my favorites. Cure #1 and #2 are the basis of #3 but the third one is the one that has the biggest effect over a period of time. Just saving some of your income will only get you that far, but when investing instead of just saving the compound interests are the ones that does the trick and will bring financial independence your way.

It reads “to put each coin to laboring that it may reproduce its kind even as flocks of the field and help bring to thee income, a stream of wealth that shall flow constantly in thy purse”

The magic of compounded interests are incredible. Imagine that you are able to get a return of just 6 percent per year. If you do nothing but invest 1,000 and never add anything else but the interests that the 1,000 will give you, you’ll end up by having 1,790 after 10 years – 3,207 after 20 years and if you keep at it and start your, you will be able to have 18,420 after 50 years and that is WITHOUT adding anything to the invested sum along the years.

Now what you that be if you kept adding more and more each month? Just imagine….

Recip. link exchange:
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All the latest e-books available
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Search
Simply Relevant Search Results.

Budget thy expenses

#2 Cure to a Lean Purse – Budget thy expenses
Yesterday I wrote about how to save 10% of your earnings and how you should always pay yourself first. To complete the post from yesterday I heard another great saying in a web seminar I attended.

“The poor spend their money and save what is left, while the Rich save (or invest) their money and spend what is left.”

Do you see the big difference? Now you might think “but… but… but..”. There are NO buts. It really is THAT simple!

The next commandment in The Richest Man In Babylon is that you need to “budget thy expenses that thou mayest have coins to pay for thy necessities, to pay thy enjoyments and to gratify thy worthwhile desires without spending more than nine-tenth of thy earnings”. It all goes together with the #1 cure. If you budget the income that you have it can be done. Surely it will take some changes on your part but for the promise of riches it is worth it.

If your house costs more than your paycheck can handle or your car is too expensive for you to drive. Change it! Jim Rohn once said that “trees can only grow in one direction and that is UP but humans have the ability to move in any direction they choose”. The choice is yours but you need to act NOW.

Recip. Link strategy in action:
Life Settlement articles and viatical assistance
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SEOElite SEO Software
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Tech Beyond
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The 7 ”commandmends” to wealth

Starting from today and the following six days I will be talking a little about personal development in the form of attaining a healthy economic balance in your life. For me it all started about 6 months ago when I read a book by Jim Rohn in which he encouraged the reader to get the little book called “the Richest Man in Babylon”. First of I though “why would I want to read that book” but from everything else that Jim has thought me, I knew that HE KNOWS and that I just had to get the book.

So I went out and got the book and that has now started me on my journey towards financial independence. I strongly encourage you the read the book as well but today and the following six days I would like to share a few (7) pointers from the book, that when followed, will put YOU on the path to financial independence as well.

#1 Cure to a lean purse
“For each ten coins I put in, to spend only nine” – This simple phrase means that you need to pay yourself first. When your paycheck comes you must put aside the first 10% for yourself. The money is NOT to be spent (ever) but is to be put to work (invested) to make you even more money. In the beginning it won’t seem like much but as the months and years go by you’ll see that it actually adds up to a significant amount.

This task will help you do three things: 1) You will suddenly be saving up a lot more that most people (and probably you) have ever done. 2) You are learning to minimize your expenditures to only 90% of your income and you will soon find out that you’re not doing any less. You can still afford all the necessary goods in life and finally 3) by saving you will soon find a joy by knowing that you have money “in the bank” and that you are working on your financial freedom. That feeling alone will be worth the amount you save 10-fold.

Recip. Link strategy in action:
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Short biographies of famous men and women.

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Links are important - but why?

Talk to people that know SEO and you will find that 9 out of 10 will tell you that in search engine optimization the most important factor is links. And they are not just important. They are REALLY important. Unfortunately most small business owners really don’t know about this and therefore they are missing out on a lot of opportunities.

I’ve never said that building a good link strategy is easy because if you don’t actually understand why links are so important, then you need to read the articles that Jennifer Laycock over at SearchEngineGuide has decided to write.

In part one she’ll explore the idea of links as the threads of the web, helping both search engines and humans find their way from one site to another.

Links Are the Internet's Road Map
Perhaps the single most important reason why links matter is because they act as a sort of road map to the content on the Internet. When Tim Berners-Lee first created HTML back in the early 90's, he included the concept of hyperlinks as a way of getting quickly from one point of data to another. Sometimes that meant a jump within a document and sometimes it meant a jump from one page to another. These days, we simply call them links and we use them to describe the clickable text that takes a web site user to a new set of content.

Back in the early days of the World Wide Web, links were the ONLY way to get from point A to point B. There was a program called Archie that would search through the files on a particular server, but there was no way to run a search of all of the content that was available via the Internet. Since there were no search engines you had to rely on people to make note of good sites and to add links to them to their own sites. Once the first major search engine with a "crawler" or "spider" popped up in 1994 it didn't take long before search engine programmers realized that following links was the most efficient way to find and index new sites.

The End of Search Engine Submissions
By the early part of the 2000's search engine submission was rapidly becoming a thing of the past. Search engines were now programming spiders that were skilled enough to follow all links which made submitting a site fairly useless. Most search engines closed down their submission forms or began to ignore them.

They were beginning to realize that a site with no incoming links probably didn't contain valuable enough content to be worth indexing anyway. These days links are essential to making sure that the popular search engines will both find and index all of the pages on your web site. In fact, without links, your site might as well not even exist as far as organic search is concerned.
Why Do Search Engines Need to Follow Links?

It's important to understand that search engine spiders simply do what they are programmed to do. They aren't capable of thought or independent action. That means that search engines are unable to visit sites by typing in URLs that they've seen on television or by running searches for whatever query strike their fancy. As such, they must rely on links to help them find their way from one site to another.

This is why a good link building campaign will help your site get indexed more quickly and more completely by the major search engines. Spider-based search engines such as Google, Yahoo! and MSN find new sites to include in their indexes by following links from one site to the next.
By working on building links to your Web site from other spidered sites, you'll eventually receive a visit to your site from one of these spiders and will find your site listed in the most popular search engines. All of this should happen without your ever taking the time to submit your site to a search engine.

It's also why links are essential to the indexing process.
The more links you gain, the more quickly you will be indexed. In fact, the more links you have and the more search engines begin to recognize you as an authority in your topical area, the more often the search engines will visit you and the more time they will spend digging through your site to make sure they've included all of your pages.

In the next installment of this series, I'll explain why search engines look to links as part of their attempt to replicate human judgment when placing value on a site.

Recip. Link strategy in action:

Make Money Online, Make Money Fast
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The Business Professional
Discover internet marketing strategies used by todays internet marketing experts. Get Audio interviews and Insider Information.

The Freedom List
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Internet Home Based Busniess
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List Building Course
Site designed to show internet marketer's how to build a large optin list and how to build strong relationships with their new lists.

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Adsense made simple

If you have tried to make an income using Adsense I am sure that you already know that there are a lot of things you need to know in order to make an amount worth your time.

So how do you learn what to do and how to do it right without wasting too much time with trial and error? I suggest that you go take a look at Matt Callens site called HyperVRE. Not only will you find a FREE tool that can generate tons and tons of adsense sites for you EASILY! But you can also sign up to receive Matt's great newsletter about how you can optimize your adsense sites to perform to the best of their ability.

You'll learn to increase your CTR (Click Through Rate) and find out how you can have the higher paying ads show more often. Go check out HyperVRE and signup for the newsletter. It's all free!

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The Secret of Wealth
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Hidden Niches

Matt Callen has just send me a great newsletter.

By Matt:
Finding topics is not the hard part. There are tons of 'AdSense topics' out there.
What people fail to understand is that even on the Internet, basic business rules still apply. If there is demand, you have a shot at making profits, provided that you differentiate and position yourself in the best possible way.

In other words, it is the execution of the idea that matters, and not so much the idea itself.
Now, keep in mind that you're looking for great niches for your AdSense, pay-per-click, content sites. Many of these will be product-oriented content or information-rich sites. We haven't gotten into it a whole lot yet, but the most successful AdSense sites are ones with free content.
Niche marketers often talk about starting out with topics that you are interested in, or are well-versed in. This, I feel, is bad advice. As helpful as it might be to someone starting out fresh in the content publishing field, it fails to address the main concern anyone would have when starting a business…

To read the rest of the story click here

Recip. Link strategy in action:

Top Paying Adsense Keywords | Earn More Money Online With Google Adsense
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Are your salesforce performing?

Recently I received a newsletter from the famous Dan Kennedy. Dan is famous for his insight into both online and offline business and I really enjoy reading his newsletter. You know what it is like to have the “light bulb moment” where everything is clear? That is what Dan Kennedy can do for you.

If you are the manager of one or more sales people I would like to encourage you to go read the latest post about how to view your sales people and what to do about the top performers and the poor performers. When explained by Dan it really seems quite simple and easy to grasp. I don’t know if it is that simple when it comes to practice both I think that it is worth a try.

You can read more from Dan Kennedy at: www.dankennedy.com

Recip. Link strategy in action:

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Getting Your Blog Indexed Often

There is a thing that has been bothering me for some time now and that is the fact that eventhough I update my blog fairly often and I make sure to ping all the relevant sites my blog still isn’t indexed frequently.

Therefore I have now decided to try another approach and that is to do some reciprocal linking every time I make a new post. I won’t go over the edge but I will try to find at least 4-6 sites that I can link to for each post and that in return can link back to my blog. I think it will have an effect on the indexing part in 3-4 weeks but only time will show.

So here are the first 6 links that I have added:

Marketing Guide Blog
Marketing Guide is a powerful blog with the newest content from google for advertising and marketing opportunities. Just follow their expert advice and make serious money online.

The Complete Guide To Blogging & Pinging
The Complete Guide To Blogging & Pinging. Learn all the tips and tricks of getting your site listed at the top of the Search Engine Tree.

Blogging With Decision Is Everything Internet
Everything Internet For Internet Marketers - SEO, Adsense,Niche Marketing, Site Promotion, Top Programs and Products. New articles daily to help you grow your business!

Spin4.Com
Information relating to Business opportunities, Internet opporunities, Working from Home and other interesting resources like :: Advertising, Advice, Affiliate, Auctions, Blogging Marketing, Branding, CGI, Coaching plus 135,000 other related subjects.

List Building
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Fibromyalgia
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Top SEO and Marketing Stories

Am I the only one that is having a hard time keeping up with all the SEO and Internet Marketing Newsletters that you have signed up for? I believe that I receive between 10-25 newsletters and promotional offers every single day. Most are really good stuff but I takes up so much of my time which could be spend growing and building my business instead.

Recently I found a really great (FREE) service called I.M.Newswatch – They send you an email with all the top stories from the SEO and Internet Marketing Industry. You’ll receive information about product launches and valuable blog posts from some of the top marketing people today.

I have found this service to be very valuable as it provides me with an easy overview of what is going on and I can the pick the articles and blog posts that I find interesting to dive deeper into.
To see the top SEO and Internet Marketing News in an easy way I suggest that you pay them a visit.