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Friday, March 23, 2007

Home owners are more financial secure

So what is the next step to secure financial independence? Once I tell you I am sure that you will say “I knew that” because it has been all over the medias for years now. The funny thing is that this “rule” has applied for hundreds and hundreds (if not thousands) of years.

Drum roll please….

OWN THY OWN HOME

Now why is this important? Well for several reasons but first of all it is security. Knowing that you have something that is your own. Not rented and not borrowed. This in itself will leave you feeling good about yourself and have you know that your family is well protected with a roof over their heads.

Secondly you have the financial benefits of owning a home. All through time (with a few bumps along the way) property has been one of the best investments that you could ever make. The principal value has been secure and the prices have just gone up and up and up…
Third thing is that studies show that homeowners have far more savings than renters. This reason for this can be debated but if it you look at it this way: “If I own a home I will become richer” then what is stopping you? Most of the times a renter pays far more than the monthly payments of a mortgage on a home so mostly it are not a matter of money. If it is then I urge you to go get a second job for a while. It will be worth it!
Recip. links.

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