Budget thy expenses

#2 Cure to a Lean Purse – Budget thy expenses
Yesterday I wrote about how to save 10% of your earnings and how you should always pay yourself first. To complete the post from yesterday I heard another great saying in a web seminar I attended.

“The poor spend their money and save what is left, while the Rich save (or invest) their money and spend what is left.”

Do you see the big difference? Now you might think “but… but… but..”. There are NO buts. It really is THAT simple!

The next commandment in The Richest Man In Babylon is that you need to “budget thy expenses that thou mayest have coins to pay for thy necessities, to pay thy enjoyments and to gratify thy worthwhile desires without spending more than nine-tenth of thy earnings”. It all goes together with the #1 cure. If you budget the income that you have it can be done. Surely it will take some changes on your part but for the promise of riches it is worth it.

If your house costs more than your paycheck can handle or your car is too expensive for you to drive. Change it! Jim Rohn once said that “trees can only grow in one direction and that is UP but humans have the ability to move in any direction they choose”. The choice is yours but you need to act NOW.

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