Preparing for retirement is important

If you're not planning for your retirement then you're not alone. Most people are not really planning or preparing for their retirement or their plan might be inadequate. Living below your means when you're retired should not be a goal in itself but that is still what most people are planning to do.

If you want to retire early then you will need a better plan and you need it today. Time is important if you want to build something of significance so you don't have time to wait. The longer you wait the less time you'll have left to actually do something.

Are you planning to retire early or to retire having enough money to do what you want when you no longer need to work?